Commission Implementing Regulation (EU) 2025/790 of 23 April 2025 laying down implementing technical standards for the application of Directive 2013/36/EU

as it stood on 2025-04-23, permalink: /eu-eurlex/32025r0790/2025-04-23

Point-in-time view as at 2025-04-23. This version has been superseded, it applied 2025-04-23 → open. Jump to the version in force today or see exactly what changed next.

Text included, per-article reading view. Deterministic extraction of the verbatim retrieved document; each article carries its own hash and anchor. © European Union, 1998-2026. Reuse permitted with attribution under Commission Decision 2011/833/EU. Consolidated texts have no legal effect; only acts published in the Official Journal are authentic.

Outline, 29 provisions

art_1 art_2 art_3 art_4 art_5 art_6 art_7 art_8 art_9 art_10 art_11 art_12 art_13 art_14 art_15 art_16 art_17 art_18 art_19 art_20 art_21 art_22 art_23 art_24 art_25 art_26 art_27 art_28 art_29

art_1 #art_1

Article 1

The consolidating supervisor shall submit the draft mapping, prepared in accordance with Article 2 of Commission Delegated Regulation (EU) 2025/791 (7) to the authorities eligible for becoming members of the college of supervisors pursuant to Article 3(1) of that Regulation (‘potential members of the college of supervisors’), and shall invite those authorities to provide their views and indicate a deadline for the submission of those views.
For the purposes of the mapping and without prejudice to Article 51 of Directive 2013/36/EU, the consolidating supervisor shall consider any views expressed by the potential members of the college of supervisors.
Upon finalisation, the consolidating supervisor shall communicate the mapping to all potential members of the supervisory college.
The consolidating supervisor shall update the mapping, in accordance with the procedure set out in paragraphs 1, 2 and 3, at least on an annual basis. The mapping shall be updated more frequently where there are significant changes in the structure of the group of institutions.
The consolidating supervisor shall use the template set out in Annex I for the establishment and update of the mapping.

art_2 #art_2

Article 2

The consolidating supervisor shall send the request referred to in Article 3(1) of Delegated Regulation (EU) 2025/791 to the authorities referred to in that Article and shall set a deadline for its acceptance.

Authorities receiving a request referred to in the first subparagraph shall acquire status as members of the college of supervisors upon acceptance of the request or, if no objection has been raised within the deadline for accept, upon the expiry of that deadline.

The consolidating supervisor shall provide a notification to the authorities that have accepted the request referred to in paragraph 1. That notification shall contain the following:

(a)	the list of authorities that the consolidating supervisor proposes to request to become observers of the college of supervisors in accordance with Article 3(2) of Delegated Regulation (EU) 2025/791;

(b)	the list of authorities that the consolidating supervisor proposes to request to become observers of the college of supervisors in accordance with Article 3(3) of Delegated Regulation (EU) 2025/791;

(c)	the proposal for the terms of the participation of the observers referred to in points (a) and (b) in the college of supervisors;

(d)	with regard to supervisory authorities of third countries referred to in Article 3(2), point (a), and Article 3(3), point (b), of Delegated Regulation (EU) 2025/791, the opinion of the consolidating supervisor on the assessment of the equivalence of the confidentiality requirements applicable to the third country supervisory authority.

In the notification referred to in paragraph 2, the consolidating supervisor shall set an adequate deadline within which any disagreeing member of the college of supervisors may express in writing its fully reasoned objection to the proposal or opinion of the consolidating supervisor referred to in that paragraph, point (b), (c) or (d). If no objection has been expressed within that deadline, the members of the college of supervisors shall be deemed to have agreed on the proposal or opinion.
The consolidating supervisor shall engage in a dialogue with any disagreeing member referred to in paragraph 3 with the involvement of EBA and the other members of the college of supervisors, as appropriate, with the aim to reach an agreement.
Upon agreement of all members of the college of supervisors on the proposal and opinion referred to in paragraph 2, the consolidating supervisor shall send the requests to the authorities referred to in Article 3(3) of Delegated Regulation (EU) 2025/791 to become observers of the college of supervisors and shall set a deadline for its acceptance. The request shall be accompanied by the terms of the observer participation.

The authorities referred to in the first subparagraph shall acquire status as observers of the college of supervisors upon acceptance of the request and the terms of observer participation or upon the expiry of the deadline for acceptance if they have not raised any objection before that deadline.

Authorities referred to in Article 3(3) of Delegated Regulation (EU) 2025/791 may request to become observers of a college of supervisors. The request shall be addressed to the consolidating supervisor. Where the consolidating supervisor decides to request those authorities to participate in the college of supervisors as observers, the procedure set out in paragraph 2 to 5 of this Article shall apply.

art_3 #art_3

Article 3

The consolidating supervisor shall establish and maintain a contact list containing full contact details and an emergency contact list containing full contact details and out-of-hours contact details to be used during emergency situations and communicate those contact lists to the members and observers of the college of supervisors using the template set out in Annex II. The contact list and emergency contact list shall be annexed to the written coordination and cooperation arrangements referred to in Article 5 of Delegated Regulation (EU) 2025/791.
The members of the college of supervisors shall provide their contact details and out-of-hours contact details to the consolidating supervisor and shall inform the consolidating supervisor of any changes in those details without undue delay.
After having received information of a change as referred to in paragraph 2, the consolidating supervisor shall communicate an updated version of the contact list or emergency contact list to the members and observers of the college of supervisors without undue delay.

art_4 #art_4

Article 4

The consolidating supervisor shall prepare a proposal for the conclusion of written coordination and cooperation arrangements referred to in Article 115 of Directive 2013/36/EU and Article 5 of Delegated Regulation (EU) 2025/791.
The consolidating supervisor shall communicate its proposal to the members of the college of supervisors and shall invite them to provide their views, and indicate a deadline for the submission of those views.
For the purposes of finalising the written coordination and cooperation arrangements, the consolidating supervisor shall take into account any views expressed by the members of the college of supervisors and explain, if necessary, the reason for not incorporating those views.
Upon finalisation, the consolidating supervisor shall communicate the written coordination and cooperation arrangements to the members of the college of supervisors.
If deemed necessary by the consolidating supervisor and the members of the college of supervisors, the implementation of the written coordination and cooperation arrangements shall be tested by means of simulation exercises or in any other way, as appropriate.
The consolidating supervisor and the members of the college of supervisors shall, where necessary, amend the written coordination and cooperation arrangements in case of changes in any of its elements referred to in Article 5 of Delegated Regulation (EU) 2025/791.

The written coordination and cooperation arrangements shall be amended in accordance with paragraph 7 to reflect any changes in the membership of the college of supervisors.

The consolidating supervisor and the members of the college of supervisors shall review the elements of the written coordination and cooperation arrangements referred to in Article 5 of Delegated Regulation (EU) 2025/791 on a regular basis to be determined in the arrangements.

The consolidating supervisor and the members of the supervisory college shall amend the written coordination and cooperation arrangements in accordance with the procedure set out in paragraphs 1 to 4.
The consolidating supervisor shall use the template in Annex II to conclude and amend the written coordination and cooperation arrangements.

art_5 #art_5

Article 5

Colleges of supervisors shall convene at least one meeting per year. However, the consolidating supervisor with the consent of all members of the college of supervisors, having taken into account the specificities of the group, may determine a different frequency of meetings.
The consolidating supervisor shall establish the objectives of the meetings of the college of supervisors. The consolidating supervisor shall ensure that those objectives are reflected in the agenda of the meetings.
The consolidating supervisor shall decide whether the meeting is convened in physical or in virtual format, based on the objectives of the meeting.
The consolidating supervisor shall send the proposed agenda of the meeting to all the members of the college of supervisors, to the group-level resolution authority, and to those observers of the college of supervisors that the consolidating supervisor intends to invite in accordance with Article 6(1) of Delegated Regulation (EU) 2025/791 and shall invite them to propose any additional agenda items.

The consolidating supervisor shall take into account any proposals on agenda items made by the members and observers referred to in the first subparagraph and shall explain, where requested, the reason for not incorporating those proposals.

The consolidating supervisor and the members and observers of the college of supervisors that are involved in a particular meeting or activity shall exchange documents and contributions to working documents well in advance of the meeting or activity to enable all participants in the meeting or activity to actively contribute to the discussions.

art_6 #art_6

Article 6

When received from a member of the supervisory college, the consolidating supervisor shall transmit the information referred to in Article 9(3) of Delegated Regulation (EU) 2025/791 to the other members of the college of supervisors.

If the consolidating supervisor deems that any information referred to in the first subparagraph is not relevant for a particular member of the college of supervisors, it shall firstly consult that member and provide it with the key points of the information enabling them to determine the relevance of that information.

The consolidating supervisor and the members of the supervisory college shall transmit to each other the information referred to in Article 9(4) and (5) of Delegated Regulation (EU) 2025/791.
Where necessary for the efficient and effective functioning of the college of supervisors, the consolidating supervisor shall organise that college in different substructures. Where the college of supervisors is organised in different substructures, the consolidating supervisor shall keep all members of the college of supervisors fully informed, without undue delay, on the actions taken or the measures carried out in different substructures.
The consolidating supervisor and the members of the college of supervisors shall agree on the means for the exchange of information and shall specify that agreement in the written coordination and cooperation arrangements referred to in Article 5 of Delegated Regulation (EU) 2025/791.

art_7 #art_7

Article 7

Upon reaching a joint decision on the institution specific prudential requirements in accordance with Article 113 of Directive 2013/36/EU, the consolidating supervisor shall provide the group-level resolution authority with the information referred to in Article 17(2), point (a), of Delegated Regulation (EU) 2025/791.
In case of an event of adverse material effect on the risk profile of the group or its entities, the consolidating supervisor shall communicate to the relevant observers the relevant information shared for the purpose of Article 18 of Delegated Regulation (EU) 2025/791.

art_8 #art_8

Article 8

Where the institutions established in a Member State, including the EU parent undertaking, no longer meet the requirements for applying an internal approach in accordance with Article 143(1), Article 151(4) or (9), Article 283, Article 312(2), or Article 363 of Regulation (EU) No 575/2013, or where any relevant member of the college of supervisors referred to in Article 11(1) of Delegated Regulation (EU) 2025/791 (‘relevant member’) identifies material deficiencies in accordance with Article 101 of Directive 2013/36/EU, the consolidating supervisor and the relevant member shall work together, in full consultation, to agree on any of the following:

(a)	the revocation of the permission to use the internal model as referred to in Article 11(2), point (c), of Delegated Regulation (EU) 2025/791;

(b)	the restriction of the use of the internal model as referred to in Article 11(2), point (c), of that Delegated Regulation;

(c)	the imposition of additional own funds requirements as referred to in Article 11(2), point (d), of that Delegated Regulation.

The consolidating supervisor and the relevant members of the college of supervisors that supervise entities that use the approved internal model and are affected by the deficiencies referred to in paragraph 1 shall jointly take the decision on the revocation of the permission to use an internal model or on the restriction of the use of the internal model. The cooperation between the consolidating supervisor and those members shall follow the procedure set out in Articles 3 to 9 of Commission Implementing Regulation (EU) 2016/100 (8).
A decision on the imposition of additional own funds requirement referred to in paragraph 1, point (c), of this Article shall be taken in accordance with the capital joint decision procedure set out in Article 113(1), point (a), of Directive 2013/36/EU.
The consolidating supervisor shall inform all other members of the college of supervisors on the decisions taken pursuant to paragraph 1, where it considers that such information is likely to affect other activities of the college or is essential for the exercise of the tasks of other members of the college.

art_9 #art_9

Article 9

The consolidating supervisor shall inform all relevant members of the college of supervisors of any non-material extensions or changes in an approved internal model that affect any of the institutions established in a Member State without delay.
A relevant member of a college of supervisors shall inform the consolidating supervisor of any non-material extensions or changes that affect any of the institutions under the supervisory remit of that member.
A relevant member of a college of supervisors that has concerns regarding the classification of an extension or change as non-material shall communicate those concerns to the consolidating supervisor. The consolidating supervisor shall provide that information to the other relevant members of the college of supervisors.

A consolidating supervisor that has concerns regarding the classification of an extension or change as non-material shall communicate those concerns to all relevant members of the college of supervisors. The consolidating supervisor and those members shall discuss the details of those concerns to reach a common view on the materiality of the extension or change.

Where the consolidating supervisor and the relevant members of the supervisory college consider that extensions or changes to an approved internal model have incorrectly been classified by the institution concerned as non-material, they shall inform that institution without delay.

art_10 #art_10

Article 10

The members of the college of supervisors shall compute the indicators referred to in Article 12 of Delegated Regulation (EU) 2025/791 on the basis of the information that competent authorities collect from supervised institutions in accordance with Implementing Regulation (EU) 2024/3117.

The agreed indicators shall be set out in the written coordination and cooperation arrangements, as referred to in Article 5 of Delegated Regulation (EU) 2025/791 and be based on the template for the list of indicators set out in Annex II to this Regulation.

Each member of the college of supervisors that is participating in the development of a group risk assessment report as referred to in Article 113(2), point (a), of Directive 2013/36/EU or a group liquidity risk assessment report referred to in Article 113(2), point (b), of that Directive for the purposes of reaching joint decisions on institution-specific prudential requirements in accordance with that Article shall communicate to the consolidating supervisor the values of the agreed indicators for the institutions under its supervisory remit, as relevant.
The consolidating supervisor shall provide each member of the college of supervisors referred to in paragraph 2 with:

(a)	the values referred to in that paragraph 2;

(b)	the values of the agreed indicators for the EU parent undertaking and at consolidated level.

The consolidating supervisor and the members of the college of supervisors referred to in paragraph 2 shall exchange the values of the agreed indicators at least annually, or more frequently where agreed by those competent authorities. In case of an event of adverse material effect on the risk profile of the group or its entities, the values of those indicators referred to in that paragraph, which are impacted by the event, shall be updated and exchanged by the consolidating supervisor and the members of the college of supervisors referred to in paragraph 2 without undue delay.

art_11 #art_11

Article 11

Upon reaching the joint decision on institution-specific prudential requirements referred to in Article 113 of Directive 2013/36/EU, the members of the college of supervisors shall provide their contributions to the consolidating supervisor for the purposes of establishing the examination programme of the college of supervisors as referred to in Article 116(1), point (c), of Directive 2013/36/EU in accordance with Article 16 of Delegated Regulation (EU) 2025/791.
After having received the contributions referred to in paragraph 1, the consolidating supervisor shall prepare a draft examination programme for the college of supervisors, including proposals, where relevant, for the entrustment of tasks and delegation of responsibilities.
The consolidating supervisor shall circulate the draft examination programme to the members of the college of supervisors and shall invite them to provide their views in writing on the areas of joint work and any proposals for entrustment of tasks and delegation of responsibilities, and shall indicate a deadline for the submission of such views.
For the purposes of completing the examination programme, the consolidating supervisor shall take into account any views and reservations expressed by the members of the college of supervisors and explain, if necessary, the reason for not incorporating those views.
Upon completion of the examination programme, the consolidating supervisor shall communicate that programme to the members of the college of supervisors together with any agreement they have concluded, on a voluntary basis on entrustment of tasks and delegation of responsibilities in accordance with Article 7(1) of Delegated Regulation (EU) 2025/791.
The examination programme of the college of supervisors shall be updated at least annually, or more frequently if deemed necessary as a result of the supervisory review and evaluation pursuant to Article 97 of Directive 2013/36/EU, or as a result of joint decisions on institution-specific prudential requirements in accordance with Article 113 of that Directive.
The consolidating supervisor shall update the examination programme in accordance with the procedure set out in paragraphs 1 to 5.

art_12 #art_12

Article 12

In case of an event of adverse material effect on the risk profile of the group or its entities as referred to in Article 18(3) of Delegated Regulation (EU) 2025/791, the consolidating supervisor and relevant members of the college of supervisors shall use the template set out in Annex II to communicate the information referred to in Article 18(1) of Delegated Regulation (EU) 2025/791.

art_13 #art_13

Article 13

For the purposes of Article 19 of Delegated Regulation (EU) 2025/791, the consolidating supervisor shall prepare a proposal for establishing a college framework for emergency situations.
The consolidating supervisor shall submit its proposal to the members of the college of supervisors, invite them to provide their views and indicate a deadline for the submission of those views.
The consolidating supervisor shall take into account any views and reservations expressed by the members of the college of supervisors and, where those views and reservations have not been taken into account, provide reasons therefor.
The consolidating supervisor shall communicate the final version of the college framework for emergency situations to the members of the college of supervisors.
The consolidating supervisor and the members of the college of supervisors shall review the college framework for emergency situations at least annually and update that college framework where necessary.
The consolidating supervisor and the members of the college of supervisors shall update the college framework for emergency situations in accordance with the procedure set out in paragraphs 1 to 4.

art_14 #art_14

Article 14

A consolidating supervisor that becomes aware of an emergency situation which affects or is likely to affect an institution or a branch of the group established in a Member State shall alert the EBA and the member of the college of supervisors that supervises the institution or the branch affected or likely to be affected by that emergency situation without undue delay.
A member of the college of supervisors that becomes aware of an emergency situation which affects or is likely to affect an institution or a branch of the group established in a Member State shall alert the consolidating supervisor without undue delay.
The consolidating supervisor shall ensure that all other members of the college of supervisors are adequately informed about the following:

(a)	the coordinated supervisory assessment of the emergency situation as referred to in Article 15;

(b)	the coordinated supervisory response as referred to in Article 16, including the actions taken or planned, and its monitoring as referred to in Article 17;

(c)	the early intervention measures adopted pursuant to Articles 27, 28 and 29 of Directive 2014/59/EU, as relevant, taking into account the necessity for the coordination of those measures in accordance with Article 30 of that Directive, or the determination of the conditions for resolution pursuant to Article 32 of that Directive.

An emergency situation restricted to a specific group entity shall be managed by the member of the college of supervisors responsible for the supervision of that group entity together with the consolidating supervisor.
The information referred to in Article 20(2) and (3) of Delegated Regulation (EU) 2025/791, shall be updated immediately when new information is available.
Where the exchange of information or any communication referred to in Article 20 of Delegated Regulation (EU) 2025/791 is made orally, the competent authorities concerned shall confirm the content of that communication or information in writing without undue delay.

art_15 #art_15

Article 15

For the purposes of Article 21 of Delegated Regulation (EU) 2025/791, the consolidating supervisor shall coordinate the development of a draft coordinated supervisory assessment of the emergency situation, based on its own assessment and the assessment of the members of the college of supervisors that supervise group entities affected or likely to be affected by the emergency situation.
The draft coordinated supervisory assessment shall cover the group entities that are affected or likely to be affected by the emergency situation. The views and assessments of the members of the college of supervisors responsible for the supervision of those group entities referred to in Article 14(4) and the input from the group-level resolution authority shall be adequately taken into account by the consolidating supervisor.
Where the emergency situation is restricted to a specific group entity, the member of the college of supervisors that is responsible for the supervision of that group entity shall conduct, together with the consolidating supervisor, the supervisory assessment of the emergency situation.

art_16 #art_16

Article 16

For the purposes of Article 22 of Delegated Regulation (EU) 2025/791, the consolidating supervisor shall lead the development of a coordinated supervisory response to the emergency situation with regard to the group and the group entities that are affected or likely to be affected by the emergency situation. The views and assessments of the members of the college of supervisors that are responsible for the supervision of those group entities shall be adequately taken into account by the consolidating supervisor.
Where the emergency situation is restricted to a specific group entity, the member of the college of supervisors who is responsible for the supervision of that group entity shall conduct, together with the consolidating supervisor, the development of the coordinated supervisory response to the emergency situation.
The consolidating supervisor and the members of the supervisory college shall perform the tasks referred to in paragraphs 1 and 2 without undue delay.
The development of the coordinated supervisory assessment of an emergency situation as referred to in Article 15 and the development of the coordinated supervisory response to that emergency situation may be carried out in parallel.

art_17 #art_17

Article 17

For the purposes of Article 23 of Delegated Regulation (EU) 2025/791, the consolidating supervisor shall coordinate the monitoring of the implementation of the supervisory actions specified in the coordinated supervisory response.
The members of the college of supervisors that supervise the group entities affected or likely to be affected by the emergency situation shall inform the consolidating supervisor of the evolution of the emergency situation and the implementation of the supervisory actions related to their respective group entities, as relevant.
The consolidating supervisor shall provide the members of the college of supervisors, including the EBA, with any updates on the monitoring of the coordinated supervisory response. Those updates shall cover the group and the group entities that are affected or likely to be affected by the emergency situation.
The consolidating supervisor and the members of the college of supervisors that supervise the group entities affected or likely to be affected by the emergency situation shall consider the need to update the coordinated supervisory response taking into account the information received from each other while monitoring the implementation of that response.
The tasks referred to in paragraphs 1 to 4 shall be carried out without undue delay.

art_18 #art_18

Article 18

For colleges of supervisors referred to in Article 51(3) of Directive 2013/36/EU, the competent authority of the home Member State shall carry out the following tasks:

(a)	establish and update the mapping of an institution;

(b)	establish a supervisory college;

(c)	establish and update contact lists;

(d)	conclude and amend written coordination and cooperation arrangements.

For the purpose of paragraph 1, Articles 1 to 4 shall apply mutatis mutandis.

art_19 #art_19

Article 19

The competent authority of the home Member State shall establish regular cooperation with members of the college of supervisors in the form of meetings or other activities.
The organisation of meetings and activities, and their objectives, shall be communicated by the competent authority of the home Member State to the members of the college of supervisors, including EBA.
The competent authority of the home Member State shall clearly establish the objectives of the meetings or activities and shall ensure that those objectives are reflected in the agenda items of the meetings or activities.
The competent authority of the home Member State shall send the proposed agenda of the meeting to all the members of the college of supervisors, to the resolution authority of the home Member State, and to those observers of the college of supervisors that it intends to invite in accordance with Article 28(1) of Delegated Delegated Regulation (EU) 2025/791 and shall invite them to propose any additional agenda items. The competent authority of the home Member State shall take into account any proposals on agenda items made by those members and observers and shall explain, where requested, the reason for not incorporating those proposals.
The competent authority of the home Member State and the members and observers of the college of supervisors that are involved in a particular meeting or activity shall circulate documents and contributions to working documents in such time before the activity or meeting as to be adequately considered by the participating members and observers of the college.

art_20 #art_20

Article 20

When received from a member of the supervisory college, the competent authority of the home Member State shall transmit the information referred to in Article 30(4) of Delegated Regulation (EU) 2025/791 to the other members of the college of supervisors.

If the competent authority of the home Member State deems that any information referred to in the first subparagraph is not relevant for a particular member of the college of supervisors, it shall first consult that member and provide them with the key points of the information enabling them to determine the relevance of that information.

The competent authority of the home Member State and the members of the college of supervisors shall transmit to each other the information referred to in Article 30(4) of the Delegated Regulation.
Where necessary for the efficient and effective functioning of the college of supervisors, the competent authority of the home Member State shall organise the college in different substructures. Where the college of supervisors is organised in different substructures, the competent authority of the home Member State shall keep all members of the college of supervisors fully informed, without undue delay, on the actions taken or the measures carried out in different substructures.
The competent authority of the home Member State and the members of the college of supervisors shall agree on the means for the exchange of information and shall specify that agreement in the written coordination and cooperation arrangements referred to in Article 5 of Delegated Regulation (EU) 2025/791.

art_21 #art_21

Article 21

The information referred to in Article 31(3), point (a), of Delegated Regulation (EU) 2025/791 shall be provided by the competent authority of the home Member State to the resolution authority of that Member State as soon as the supervisory review and evaluation for the institution referred to in Article 97 of Directive 2013/36/EU has been completed.
In case of an event of adverse material effect on the risk profile of the institution or its significant branches, the competent authority of the home Member State shall communicate to the relevant observers the relevant information shared for the purposes of Article 35 of Delegated Regulation (EU) 2025/791.

art_22 #art_22

Article 22

For the purposes of establishing the examination programme of the college of supervisors referred to in Article 99 of Directive 2013/36/EU and in accordance with Article 33 of Delegated Regulation (EU) 2025/791, the members of the college of supervisors shall provide their contributions to the competent authority of the home Member State.
After having received the contributions referred to in paragraph 1, the competent authority of the home Member State shall prepare a draft examination programme for the college of supervisors.
The competent authority of the home Member State shall circulate the draft examination programme to the members of the college of supervisors and shall invite them to provide their views in writing on the areas of joint work, and indicate a deadline for the submission of such views.
For the purposes of completing the examination programme, the competent authority of the home Member State shall take into account any views expressed by the members of the college of supervisors and explain, where necessary, the reasons for not incorporating those views.
Upon completion of the examination programme, the competent authority of the home Member State shall communicate that programme to the members of the college of supervisors.
The competent authority of the home Member State shall update the examination programme of the college of supervisors in accordance with the procedure set out in paragraphs 1 to 5 of this Article at least annually, or more frequently where the competent authority of the home Member State or the members of the college of supervisors deem such update necessary as a result of the supervisory review and evaluation performed pursuant to Article 97 of Directive 2013/36/EU.

art_23 #art_23

Article 23

In case of an event of adverse material effect on the risk profile of the institution or its significant branches as referred to in Article 35(2) of Delegated Regulation (EU) 2025/791, the competent authority of the home Member State and the relevant members of the college of supervisors as referred to in Article 35(1) of that Delegated Regulation shall use the template set out in Annex II to exchange among themselves the information referred to in Article 35(1) of that Regulation.

art_24 #art_24

Article 24

For the purposes of Article 36 of Delegated Regulation (EU) 2025/791, the competent authority of the home Member State shall prepare a proposal for establishing a college framework for emergency situations.
The competent authority of the home Member State shall submit its proposal for establishing a college framework for emergency situations to the members of the college of supervisors, invite them to provide their views, and set a deadline for the submission of those views.
The competent authority of the home Member State shall take into account any views expressed by the members of the college of supervisors and, where such views have not been taken into account, provide the reasons therefor.
The competent authority of the home Member State shall communicate the final version of the college framework for emergency situations to the members of the college of supervisors.
The competent authority of the home Member State and the members of the college of supervisors shall, at least on an annual basis, review and, where necessary, update the college framework for emergency situations.
The competent authority of the home Member State and the members of the college of supervisors shall update the college framework for emergency situations in accordance with the procedure set out in paragraphs 1 to 4.

art_25 #art_25

Article 25

The information referred to in Article 37(2) and (3) of Delegated Regulation (EU) 2025/791, shall be updated immediately when new information is available.
Where the exchange of information or any communication referred to in Article 37 of Delegated Regulation (EU) 2025/791 is made orally, the competent authorities concerned shall confirm the content of that communication or information in writing without undue delay.
Where a member of the supervisory college becomes aware of an emergency situation which affects or is likely to affect a branch in its jurisdiction, it shall alert the competent authority of the home Member State without undue delay.

art_26 #art_26

Article 26

For the purposes of Article 38 of Delegated Regulation (EU) 2025/791, the competent authority of the home Member State shall coordinate the development of a draft coordinated supervisory assessment of the emergency situation, based on its own assessment and the assessment of the members of the college of supervisors that supervise branches affected or likely to be affected by the emergency situation.
The draft coordinated supervisory assessment shall cover the branches that are affected or likely to be affected by the emergency situation. The views and assessments of the members of the college of supervisors that supervise branches affected or likely to be affected shall be adequately reflected in the draft coordinated supervisory assessment.
Where the emergency situation is restricted to a specific branch, the member of the college of supervisors that is responsible for the supervision of that branch shall conduct, together with the competent authority of the home Member State, the supervisory assessment of the emergency situation.

art_27 #art_27

Article 27

When developing the coordinated response to an emergency situation as laid down in Article 39 of Delegated Regulation (EU) 2025/791, the competent authority of the home Member State shall adequately take into account the views of the members of the college of supervisors that supervise branches affected or likely to be affected by the emergency situation.
The competent authority of the home Member State shall, where relevant, coordinate the monitoring of the implementation of any actions set out in the coordinated supervisory response.
The members of the college of supervisors shall inform the competent authority of the home Member State about the evolution of the emergency situation and the implementation of any agreed actions related to the branches in their jurisdiction.
Any updates on the monitoring of the coordinated supervisory response shall be provided by the competent authority of the home Member State to the members of the college of supervisors, including EBA.
The development of the supervisory assessment of an emergency situation as referred to in Article 26 and the development of the coordinated supervisory response to that emergency situation may be carried out in parallel.

art_28 #art_28

Article 28

Implementing Regulation (EU) 2016/99 is repealed.

References to the repealed Implementing Regulation shall be construed as references to this Regulation and read in accordance with the correlation table in Annex III.

art_29 #art_29

Article 29

This Regulation shall enter into force on the twentieth day following that of its publication in the Official Journal of the European Union.

Provenance and validity dates, identifier, hash

as of	2025-04-23 → this version applied
valid	2025-04-23 → open publisher-asserted
type	REG_IMPL Commission Implementing Regulation (EU) 2025/790 of 23 April 2025 laying down implementing technical standards for the application of Directive 2013/36/EU of the European Parliament and of the Council with regard to the operational functioning of colleges of supervisors
language	en
published	2025-04-23
lex_id	eu-eurlex:32025r0790:2025-04-23
record sha256	64f35f67a0d4fa16cf5e5d350ca833c6a932a11bad0d375d3f4b32b3453f4ffc

New here? What am I looking at?

This is a consolidated text: the original law with every later amendment merged in, as the official publisher produced it for a given date. Laws are amended constantly, so “the law” has no single text, only a text per date. That date is the banner above.

It has no legal force. Only the version published in the official gazette (Mémorial / Official Journal) is authentic, the publishers say so themselves, and so do we. Lex reproduces their text without altering a byte, and links the source on every page. This is legal information, never legal advice: it reports what the text said, never what it means for your situation.

“Valid from → to” = the window in which this text applied. “Open” = still current as far as the publisher has consolidated. Each article carries its own hash so you can prove it was not tampered with , here is how.

timeline next version (2025-04-23) →

tier	A, publisher-supplied validity dates
history begins	publisher
index built	2026-08-07T19:46:23Z · corpus 8d5e859
stamp signature	valid (ECDSA-P256)